Free Checking, No Overdraft Fees, and Real People.


It seems like the more INCENTIVES a bank offers nowadays, the less personal service is available. At VisionBank, we deliver all the incentives and conveniences you’d expect from a BIG BANK but we haven’t lost sight of what it means to provide true personal service.

Stop Paying Hidden Fees

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No ATM Fees.

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No Minimum Balance Fees.

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No Withdrawal or Transaction Fees

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No Monthly Maintenance Fees.

Notice to Customers

Free Checking
VisionBank Free Checking accounts do not incur fees for periodic service charges, deposits, withdrawals, or transfer of funds between VisionBank accounts. Customers who wish to use physical checks are required to purchase checks directly through a recommended third-party service. Fees may still be applied for stand alone charges including but not limited to: Stop Payment $27, Cash/Deposited Items Returned $10 per item returned, Cashier Check $5, Wire Transfers – Domestic $25 / International $60.

No Overdraft Fees
N/A Overdraft and Returned Item Fees do not apply and standard overdraft coverage is not available. Optional services such as Overdraft Protection and Debit Card Overdrafts are not available. Returned cash/deposited items and certain debit card transactions can cause a negative balance. Transactions resulting in a negative balance will not incur an overdraft fee. Cash/Deposited Items Returned $10 per item returned. Accounts will be automatically closed if it remains negative in any amount for 60 days.

ATM Fees
Cash withdrawal $0, Balance Inquiry $0, Funds Transfers $0. ATM Owner Fess may still apply at non Money Pass Network ATMs.

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Find an ATM Near You!

We make it easy to find a service-fee-free ATM using the MoneyPass ATM service. Simply enter your zip code and find one near you.

Find an ATM