Our Current Rates

This Rate Chart contains information about interest rates and annual percentage yields for some of the accounts we offer. Rates are effective as of September 29, 2020.

(click to see rates)

Certificate of Deposit**

This Rate Chart contains information about interest rates and annual percentage yields for some of the accounts we offer. Minimum deposit amount of $1,000.00.

INTEREST RATES ANNUAL PERCENTAGE YIELD (APY)
3 Montha 0.25% 0.25%
6 Montha 0.25% 0.25%
9 Montha 0.45% 0.45%
12 Montha 0.50% 0.50%
15 Montha 0.60% 0.60%
18 Montha 0.65% 0.65%
24 Montha 0.75% 0.75%
30 Montha 0.80% 0.80%
36 Montha 0.90% 0.90%
48 Montha 1.00% 1.00%
60 Montha 1.00% 1.00%

 

a) A penalty may be imposed for early withdrawal.
b) The interest rate and annual percentage yield may change after account opening.
c) Daily balance. The amount of the principal in the account each day.
d) Average daily balance. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.

**Individual Retirement Accounts Also Available

Fees could reduce the earnings on the account.
Interest Rates and Annual Percentage Yields are current as of 9-29-2020.

Consumer Banking

INTEREST RATES ANNUAL PERCENTAGE YIELD (APY) Minimum Opening Deposit Requirement
Vision Savingsb 0.05% 0.10% $50
INTEREST RATES ANNUAL PERCENTAGE YIELD (APY) Minimum Opening Deposit Requirement
Personal Vision Money Marketb $1000
Up to $9,999.99 0.05% 0.05%
$10,000-24,999.99 0.15% 0.15%
$25,000-99,999.99 0.20% 0.20%
$100,000-499,999.99 0.30% 0.30%
$500,000 and up 0.15% 0.15%
INTEREST RATES ANNUAL PERCENTAGE YIELD (APY) Minimum Opening Deposit Requirement
HSA CHECKINGb 0.20% 0.20% $100
INTEREST RATES ANNUAL PERCENTAGE YIELD (APY) Minimum Opening Deposit Requirement
Vision Plus Checkingb $1000
Up to $9,999.99 0.01% 0.01%
$10,000-24,999.99 0.05% 0.05%
$25,000-99,999.99 0.10% 0.10%
$100,000-499,999.99 0.15% 0.15%
$500,000 and up 0.01% 0.01%

a) A penalty may be imposed for early withdrawal.
b) The interest rate and annual percentage yield may change after account opening.
c) Daily balance. The amount of the principal in the account each day.
d) Average daily balance. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.

**Individual Retirement Accounts Also Available

Fees could reduce the earnings on the account.
Interest Rates and Annual Percentage Yields are current as of 9-29-2020.

Business Banking

INTEREST RATES ANNUAL PERCENTAGE YIELD (APY) Minimum Opening Deposit Requirement
Infinity Plus Business Checkingb 0.25% 0.25% $10,000d
INTEREST RATES ANNUAL PERCENTAGE YIELD (APY) Minimum Opening Deposit Requirement
Business Savingsb 0.05% 0.05% $100
INTEREST RATES ANNUAL PERCENTAGE YIELD (APY) Minimum Opening Deposit Requirement
Business Money Marketb $100
Up to $9,999.99 0.05% 0.05%
$10,000-24,999.99 0.15% 0.15%
$25,000-99,999.99 0.20% 0.20%
$100,000-499,999.99 0.30% 0.30%
$500,000 and up 0.15% 0.15%
INTEREST RATES ANNUAL PERCENTAGE YIELD (APY) Minimum Opening Deposit Requirement
Sky Checking – Non Profitsb $1,000d
$1,000.01-9,999.99 0.01% 0.01%
$10,000-24,999.99 0.01% 0.01%
$25,000 and up 0.01% 0.01%
INTEREST RATES ANNUAL PERCENTAGE YIELD (APY) Minimum Opening Deposit Requirement
IOLTA/IRETAb 0.01% 0.01%

a) A penalty may be imposed for early withdrawal.
b) The interest rate and annual percentage yield may change after account opening.
c) Daily balance. The amount of the principal in the account each day.
d) Average daily balance. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.

**Individual Retirement Accounts Also Available

Fees could reduce the earnings on the account.
Interest Rates and Annual Percentage Yields are current as of 9-29-2020.